Home

Medicare is an important benefit for millions of Americans. If you want Medicare drug coverage, you must join a PPO plan that offers prescription drug coverage. It won't cover long-term care, but it can give you much better insurance than Original Medicare alone. Original Medicare and Medicare Supplement plans don't provide the option of including prescription drug coverage.

Medicare Supplement policies often include cost sharing for expenses not covered by Part A, which is Hospital insurance and Part B, which is Medical insurance. SOLUTION #2: When comparing Plans, turn to the 'Summary of Benefits'. Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program, and a Medicare-approved Part D sponsor.

Medicare Advantage plans generally offer more comprehensive coverage than Original Medicare alone, such as vision, dental, or prescription drug coverage. With Medicare Advantage (also called Medicare Part C), you can choose from new ways in which to receive your Medicare benefits.

If so, read the materials from your insurer or plan, or call them to find out how the coverage works with, or is affected by, Medicare. Medicare will cover this exam if you get it within the first 12 months of enrolling in Part B. You will pay nothing for the exam if the doctor accepts assignment.

Each plan must offer an annual enrollment period. Medicare Advantage plans typically cover vision, hearing, and health and wellness. Your application will be accepted if you are 65 or older and apply within six months of your initial enrollment in Plan B of Medicare.

She signed up for Medicare Part A-premium-free for about 99% of people on Medicare Plans 2019 Medicare-and Medicare Part B. Those two parts of Medicare are called Original Medicare because they date back to Medicare's inception in 1965. The chart below shows how our plans compare to Original Medicare.